Insurance car give a sense of security drive . If it happens accident you can cover cost your treatment through insurance self . But how with your car ? Like or no like when you start own goods worth not _ only valuable but also be expensive your car need got budget that is not expected for face possibility discomfort . Insurance car could help you overcome cost not expected this . 

Insurance car own method very similar work and game rules with insurance health . The most striking difference Among second type insurance this is on the items covered . If insurance health or insurance soul cover us then insurance car in accordance with his name covers your car . As case insurance personal there is many type insurance car . Find the right one with your needs before buy .

Know Car Insurance , Like What Services Provided ? 

How that work ? In accordance with his name if your vehicle is completely damaged or over 75 years old _ or is lost because Total Damage Insurance (TLO) theft only ensure total loss . If loss more than 75 then how many cost the loss . The resulting loss is 75% or more from Mark your vehicle . If your vehicle is damaged not enough than 75 times you don't could submit insurance car and you don't will accept compensation whatever . 

What is Basic Security Premium ? Generally quantity premium TLO insurance varies from 08 to 1 depending from price your vehicle . For example price your car is Rp. If 300 million so premium you have to pay are : 080 x Rp. 300000000 = Rs 24 million What the advantage ? Must - have premium paid for TLO insurance more low than type insurance car other as insurance all risk car or insurance car comprehensive . For damage light and medium you stay should pay alone the repair because TLO insurance is not will bear loss not enough of 75.

After you compare two type insurance available car you need _ knowing with appropriate scope the risks offered by the provider insurance your car . Condition main must _ noticed before buy insurance car is type damage that you can claim . Below _ this is a list of causes damage outside _ search present clean . Protection from disaster nature and riot A number of shape disaster nature and plague like a flood tsunami rupture terrorism or action sabotage no general . This considered as reason main injury . Premium insurance car clean .

 And this means that if he including in one _ loss above _ _ he no authorized for fix it . you need pay big premium _ for your coverage for accept protection from problem this . Amount the premium you pay depends on your TLO insurance and insurance risk whatever . In Case limit coverage TLO insurance no there is extension coverage and in Case there is obligation protection risk insurance to party third . 

Besides inspect various benefit your coverage you should also consider is your insurance will enclose insurance that . Protection from Responsibility To _ Party Third (TJHPK). Third Party Liability Protection (LLP) is shape not quite enough answer on damage that occurs outside _ scope party third or insurance car if occur accident . The usual coverage of TPHPK covers cost treatment including damage treasure thing and until death and injury . If the party third use service driver when he involved in accident driver entitled on coverage .

 However, TJHPK does not apply if the vehicles involved accident used as tool for do act criminal for driving another vehicle or for follow as well as in activity campaign or march . Besides that if accident caused by animals so goods or ingredient chemicals carried by vehicles _ TJHPK closing will also be confiscated . 

Quantity coverage is also generally Rp. 10 million - Rp. Limited to 100 million . The TJHPK application does not could used in Case the vehicle that was hit or involved accidents also have insurance car . For handle case the second owner vehicle could submit claim insurance to provider insurance each vehicle . 

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So here it's time for choose insurance which car will chosen after compare second type insurance car and type possible premium _ you need to enter in insurance your car . In fact both TLO and insurance all risk own the advantages and disadvantages of each of you need look frequency use your vehicle .